How Our Lawyers Handle an Allstate Injury Claim

September 26, 2023 | Ed Bernstein
How Our Lawyers Handle an Allstate Injury Claim

If you recently sustained a personal injury due to someone's wrongful conduct, it's reasonable to assume that you can pursue a compensation claim under your Allstate insurance policy. Having Allstate insurance coverage doesn't always make the process fast or easy. It often takes the work of an experienced Las Vegas car accident lawyer to secure the money you deserve.

A personal injury victim signing insurance claim papers

At Edward Bernstein and Associates, we have a long history of successfully handling Allstate insurance claims for injured clients. We know how to investigate your injury, prepare a thorough claim submission, stay on top of Allstate to ensure fair treatment, negotiate favorable settlements, and, if necessary, fight for you in court to claim the insurance payment you need to cover your bills and plan your future.

Contact us today to learn what our experienced team can do for you.

Accidents, Injuries, and Losses an Allstate Insurance Policy May Cover

Allstate, one of the largest insurance companies in America, offers customers a broad range of insurance coverage. Its products include policies for:

  • Auto and motorcycle insurance.
  • All-terrain vehicle (ATV) and Snowmobile cover.
  • Boat insurance.
  • Recreational vehicle (RV) cover.
  • Homeowner insurance.
  • Renter insurance.
  • Personal umbrella policies.
  • Life insurance.
  • Business liability cover.

Examples of the types of accidents, injuries, and losses an Allstate policy might cover include:

These are just a few of the circumstances that can trigger a claim under an Allstate insurance policy. No matter the cause of your personal injury, the Edward Bernstein and Associates team can evaluate the scope of coverage and the amount an Allstate policy offers for your losses to ensure you receive your due payment.

Handling an Allstate Injury Claim: Our Comprehensive Process

The Edward Bernstein and Associates team can handle the process of securing payment from Allstate for you whether you're a policyholder or want to claim under Allstate-issued liability insurance coverage. The specific tasks we perform depend on your unique needs and priorities. Our team has the experience and resources to ensure you receive the maximum compensation.

Accident Investigation

We can conduct a detailed accident investigation, separate from Allstate's or any official inquiry. Our lawyers and staff can gather all the necessary facts about the incident that led to your injury by examining a vehicle after an accident, interviewing the parties and third-party eyewitnesses, and reviewing police reports. We aim to obtain a thorough understanding of the facts surrounding your case and identify all parties, in addition to Allstate, who are potentially liable for your losses.

Damages Evaluation

Our lawyers can conduct a comprehensive damages evaluation. We work diligently to calculate the extent of your injuries and any related losses that your Allstate policy covers. Payments might include immediate medical expenses or property damage, future medical costs, lost income and opportunities, or other challenges you may face due to your injury.

Our detailed review of your damages ensures that any claim we submit to Allstate (or other legal action we take against another liable party) seeks the maximum possible amount for you.

Allstate Policy Review and Analysis

With years of experience under the Las Vegas team's collective belt, Edward Bernstein and Associates attorneys have the knowledge and insight to conduct an in-depth review of the Allstate policy in question.

We thoroughly analyze the policy terms to understand the coverage it provides and any limitations or exclusions. We aim to learn as much about the policy as possible so we can structure your claim for quick approval and maximum compensation.

Claim Documentation and Preparation

When submitting your claim to Allstate, our team meticulously prepares the necessary paperwork, complete with detailed documentation proving your cover and the amount of your claim. We know how to construct a claim package, and we ensure it meets all administrative and technical requirements for submission to ensure prompt processing and avoid unnecessary delays.

Our attorneys also understand Allstate's motivations and priorities in reviewing a claim and aim to address them directly to give Allstate little choice but to approve your request for compensation.

Advocating for Your Claim

Your lawyer will submit your claim to Allstate and fiercely advocate for it. The Edward Bernstein and Associates attorneys will work tirelessly to ensure Allstate understands the full extent of your injuries and their effects on your life.

Once Allstate assigns an adjuster to your claim, we follow up to ensure they give it timely and appropriate attention. Your Edward Bernstein and Associates attorney becomes the point person Allstate must interact with regarding the claim, so you can rest easy knowing you won't have to deal with the adjuster's calls.

We respond to requests for additional information, explain anything Allstate seeks to understand, and advocate for fast and full-dollar claim approval.

Claim Settlement Negotiation

Edward Bernstein and Associates is a leading personal injury law firm in Las Vegas. We owe much of our success to our experience in negotiating top-dollar settlements with big insurance companies like Allstate.

Our seasoned attorneys have worked for years to hone their negotiation skills. They know when to discuss settling your claim, how to get an insurer like Allstate to come to the table and negotiate in good faith, and the pressure points that motivate Allstate to pay your claim in full.

We routinely secure settlements for injured clients at or near policy limits after negotiating with Allstate and other major insurance companies.

Appeals and Litigation of Denied or Disputed Claims

Allstate may deny or dispute a claim. In those cases, the Edward Bernstein and Associates team prepares to take additional steps to ensure clients receive fair treatment and full compensation.

Our skilled litigators can handle the process of appealing denied claims through Allstate's internal channels and, when necessary, take Allstate or a policyholder to court to seek justice and compensation before a judge and jury. We're confident in going toe-to-toe in the courtroom with nationwide insurers and have a winning track record to show for it.

Looking Beyond Allstate: Identifying Additional Liable Parties

Using a structured approach to pursuing Allstate insurance claims, our attorneys at Edward Bernstein and Associates rarely confine a search for compensation to only the Allstate policy in question. We consider all potential sources of accountability and restitution for our injured clients.

This process involves investigating the incident thoroughly to identify any additional parties with potential legal liability for the injury (beyond the Allstate insurer). These parties could include a driver's employer in the case of a company car accident, a product manufacturer for a faulty equipment claim, or a city municipality if poor road conditions were a contributing factor. Our team also explores whether any of these parties have insurance policies or assets that could satisfy a legal obligation to our client.

Going beyond Allstate for accountability is often critical to ensuring you receive the maximum compensation you deserve. Finding additional liable parties can make all the difference, particularly if the damages exceed your Allstate policy's limit or the policy doesn't fully cover your loss.

At Edward Bernstein and Associates, we believe in exploring every potential source of compensation to ensure you recover from your losses. Irrespective of the case's complexity, we remain committed to navigating the intricacy of litigation to secure the best possible outcome.

You Can Afford Our Services

Our Edward Bernstein and Associates attorneys provide high-quality legal services that are affordable and accessible to all. We understand that facing a personal injury claim with a large insurance company can feel daunting. We aim to ease this burden through our affordable services, which include a free initial consultation and contingency fees.

Free Consultation

We begin our relationship with every new client by offering a free initial consultation. During this face-to-face or telephone meeting, we listen to your story and assess the potential of your injury claim under Allstate or other insurance policies that may apply. This allows us to evaluate the strength of your case and align our next steps.

Your consultation is strictly confidential. Our lawyers will not disclose any information about your case without your consent, regardless of your decision to hire us.

Contingency Fees

We work on a contingency basis, which means we receive no payment unless your claim for compensation for your injuries is successful—our fees are contingent upon you receiving a settlement or award. This arrangement allows you to access first-rate legal representation without worrying about upfront costs or hourly rates.

Our fees comprise a pre-agreed percentage of your settlement or award from Allstate or any other liable party. We're motivated to secure the highest possible compensation for your case. Our attorneys firmly support your success—if you win, so do we.

Frequently Asked Questions (FAQs) About Allstate Claims and How We Handle Them

This section addresses some FAQs from clients about Allstate Claims and how our team handles them at Edward Bernstein and Associates. We understand that an insurance claim can be daunting, especially when dealing with the aftermath of an injury. These FAQs can clarify the process and ease some of your concerns.

Do I Have To Talk to an Allstate Representative if They Call Me?

Not if Allstate calls on behalf of another policyholder. Soon after an accident, when you may still be vulnerable, your answers to a representative's questions could inadvertently harm your claim. Allstate representatives look after the interests of the insurance company.

Allow your lawyer to handle all interactions with Allstate to ensure that your rights stay protected.

If you're an Allstate insurance policyholder, you may have an obligation to notify the company about your accident and potential claim, but it's best to keep things strictly factual. Try not to let the representative draw you into a conversation about who was at fault regarding your injury. That's a topic for your attorney to discuss with Allstate on your behalf.

Should I Accept a Settlement Allstate Has Offered Me?

It might seem tempting to accept an initial settlement offer from Allstate, especially when facing mounting bills and expenses after an accident. Initial offers are often lower than the full value of your claim, however, and agreeing to them forfeits your right to seek more money later. Leave settlement negotiations to your experienced personal injury lawyer.

How Much Time Does It Take to Get Money from Allstate?

The timeline for an Allstate injury claim can vary widely depending on the specifics of your case. It can take from as little as a few months to a year or more. During this period, patience is key. Quick settlements often mean lower payments. Your lawyer will do everything they can to expedite the resolution of your claim while maximizing the compensation you receive.

Do I Always Need a Lawyer to Handle an Allstate Claim?

Having an experienced personal injury lawyer on your side, such as those at Edward Bernstein and Associates, is the key to securing the maximum compensation from insurers, including Allstate.

Our lawyers protect you from insurance company tactics, negotiate aggressively on your behalf, and lend credibility to your claim to ensure the insurer takes it seriously and processes it fairly and on time. 

Contact Edward Bernstein and Associates About Your Allstate Claim Today

If you've suffered an injury and face the prospect of pursuing a claim against Allstate, don't wait to get experienced legal help. Contact Las Vegas personal injury attorney today for your free consultation.


Ed Bernstein

Edward M. Bernstein, Esq. is the owner and founding partner of Edward M. Bernstein & Associates, and one of the most recognizable figures in Nevada. Ed is one of state’s premier personal injury attorneys and has hosted The Ed Bernstein Show for over 31 years. He has served the Las Vegas community for decades with dozens of community appointments and terms of service. In the year 2000, he was Nevada’s Democratic nominee for the United States Senate.

Ed received his B.A. from Long Island University in 1971 and his J.D. from Widener University in 1975. Since then, Ed’s professional accolades include numerous publications, honors and awards, court appointments, and has been named one of America’s Top 100 High Stakes Litigators.